Attention homeowners in Miami and Miami-Dade County: Need an appraisal?
Check out the top seven reasons Florida homeowners hire Advance Real Estate Appraisals Inc.:
We at Advance Real Estate Appraisals Inc. understand the particular needs of a customer seeking appraisal services. Our typical business clients understand the appraisal process and the standard documents we provide. But as a general consumer, we will give you extra guidance and explanations through the appraisal process to more clearly understand what we do and how we document the results of our analysis.
For Sale by Owner/Pre-Listing ServicesSince you have an emotional attachment to your home, it's often very hard to be objective about it. A professional appraiser is objective and will tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic selling price so your property will attract interested buyers, a professional appraisal is a very valuable negotiating tool once you have a likely buyer. It gives you something tangible to show the buyer. It's an independent third party's opinion of your home's value, and not just you saying how much you think your house is worth. Potential buyers assume you have an emotional attachment to your house and will be more likely to give credibility to an expert appraiser's value estimation than yours.
Challenge a property tax assessmentYour local tax assessor may have your house overvalued if you live in an area that is declining. This means you're paying higher taxes than you should be paying. The faster you take care of things like this, the better, since your property assessment may likely go up again in the next period. Getting an expert appraisal from Advance Real Estate Appraisals Inc. is your perfect weapon when challenging your property tax assessment.
Need to cancel PMI?A fashionable money saver for homeowners is getting the PMI canceled from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Your monthly payments will go down once your mortgage loan is below 80% of the value of your property. In most cases you can apply to the lender to have the PMI canceled from your loan. Advance Real Estate Appraisals Inc. is seasoned in helping clients just like you get rid of unneeded and unwanted PMI insurance.
HELOC recently frozen?Even if your specific property has not declined in value, your lender might make the decision to automatically freeze your home equity line of credit (HELOC) if your home is in or near a declining area. This can be destructive to your credit score since it may appear as though that credit line is maxed out, and also difficult from a cash flow viewpoint. Advance Real Estate Appraisals Inc. can provide you with a professional appraisal that will help you reinstate your HELOC.
We Offer Field and Desktop Appraisal Review ServicesHave you just been given a copy of your appraisal and you'd like to have a veteran appraiser double-check it for accuracy or do you desire a second opinion without the expense and delay of waiting for a whole new appraisal? An appraiser from Advance Real Estate Appraisals Inc. can go out and check the subject and comparables in a field review. Or, if you need it immediately, we can provide desk review and verify as many facts as we can, using online data sources as well as our own files.
We can also provide a retrospective review of any appraisal report you may have had done before. Although most appraisal reviews are commissioned by lenders, homeowners that have reason to believe a prior appraisal wasn't above board are prudent to invest in a second opinion.